Instantly calculate gross commission, listing vs. co-op splits, GST, and your net proceeds.
Calculate gross commission, listing vs. co-operating brokerage splits, GST, and your estimated net proceeds.
* To calculate co-operating split only, enter Gross Split values as 0 / 0.
GST (5%) is applied to the total gross commission.
In British Columbia, real estate commissions are fully negotiable — there is no fixed or mandated rate. Under Canada's Competition Act, no organization may establish a standard commission, and BCFSA regulations require that commission terms be clearly disclosed in the listing agreement.
Commission structures vary by brokerage and agent. Common formats include a tiered percentage (a higher rate on the first portion of the purchase price, a lower rate on the balance), a flat percentage applied to the full sale price, or a flat fee. The calculator above lets you model any structure your REALTOR® proposes.
The gross commission is divided between the listing brokerage (your agent's office) and the co-operating brokerage (the buyer's agent's office). The co-operating fee is set in the MLS listing and influences how actively buyer's agents show your home. Your listing agent will recommend a co-op amount based on current market conditions.
GST (5%) is charged on the total gross commission under the federal Excise Tax Act — real estate brokerage services are a taxable supply. GST is added on top of the commission and does not come out of it. Both listing and co-operating brokerages remit GST on their respective portions.
Commission rates and structures are set in your listing agreement. There is no standard or mandated rate — the right amount depends on your property, market conditions, and the services included.
Use the calculator above to model the specific rates your REALTOR® proposes before you sign.
Book a Free Seller Consultation →| Sale Price | Sample Gross Commission | GST (5%) | Sample Total Cost | Sample Net to Seller |
|---|---|---|---|---|
| $600,000 | $19,500 | $975 | $20,475 | $579,525 |
| $800,000 | $24,500 | $1,225 | $25,725 | $774,275 |
| $900,000 | $27,000 | $1,350 | $28,350 | $871,650 |
| $1,100,000 | $32,000 | $1,600 | $33,600 | $1,066,400 |
| $1,500,000 | $42,000 | $2,100 | $44,100 | $1,455,900 |
| $1,800,000 | $49,500 | $2,475 | $51,975 | $1,748,025 |
Sample calculations use 7% on first $100,000 + 2.5% on balance + 5% GST. Your negotiated rate will differ. Enter your actual rates in the calculator above for a personalized estimate.
A full-service listing commission funds everything from initial consultation through to the final closing — for both the listing brokerage and the buyer's agent. Here is what sellers in Coquitlam, Port Moody, and Port Coquitlam typically receive:
HDR photography, drone footage, and video walkthroughs that maximize online presentation and buyer interest.
Listed on REALTOR.ca, local MLS boards, and promoted across digital channels to reach the broadest possible buyer pool.
Data-driven Comparative Market Analysis to price your home accurately — maximizing sale price while minimizing days on market.
Expert review of all offers, counter-offer strategy, and negotiation to secure the best possible price and terms.
Full management of subjects, conditions, and paperwork through to subject removal, ensuring nothing falls through the cracks.
Liaison with the buyer's agent, conveyancing lawyer or notary, lenders, and strata managers through completion day.
There is no fixed or mandated commission rate in BC — commissions are fully negotiable between the seller and the listing brokerage. Common formats include tiered percentages, flat percentages, or flat fees. The structure offered varies by brokerage, the level of service provided, and the negotiation between seller and agent. Under Canada's Competition Act, no organization may set a standard commission rate. Use the calculator above to model any structure your REALTOR® proposes.
Yes — absolutely. Under Canada's Competition Act, no organization may set a standard commission rate, and BCFSA requires licensees to negotiate commission terms openly. You can negotiate both the listing fee and the co-operating fee offered to buyer's agents. However, reducing the co-op below market norms can reduce buyer agent motivation to show your home, potentially affecting both the number of showings and your final sale price.
Yes. GST (5%) is charged on the total gross commission. Real estate brokerage services are classified as a taxable supply under the federal Excise Tax Act. GST is charged in addition to the commission — it does not come out of it. Both the listing and co-operating brokerages remit GST on their respective portions. On a $27,000 gross commission, GST adds $1,350, for a total seller cost of $28,350.
The co-operating commission (co-op fee) is the portion of the gross commission the listing brokerage offers to the buyer's agent's brokerage via the MLS listing. The size of the co-op fee influences how proactively buyer's agents will show your listing — competitive co-op fees typically generate more showings, particularly in slower markets. The specific co-op rate is set in your listing agreement and is negotiated with your REALTOR®.
Commission on any sale price depends on the rate structure you negotiate with your REALTOR®. Enter $1,000,000 in the calculator above with your specific gross and co-op rates to see exact gross commission, GST (5%), and estimated net proceeds. Different structures produce significantly different results — a tiered percentage will produce a different effective rate than a flat percentage at the same sale price.
When a tiered structure is used (different rate on first $100,000 vs. remaining balance), the effective rate as a percentage of total sale price decreases as price rises. This is because the higher tier rate applies to a fixed dollar amount ($100,000) while the lower tier rate applies to the rest. Whether this matters to your transaction depends on the specific structure negotiated with your REALTOR®. Flat-percentage structures do not produce this effect.
Yes — discount and flat-fee brokerage options exist in BC. However, lower-commission models often reduce or eliminate buyer agent compensation and marketing services. Full-service agents like Sebastian Czarkowski provide professional photography, MLS exposure, buyer qualification, and skilled offer negotiation — services that routinely generate higher sale prices and faster sales that more than offset the commission. See a detailed comparison of full-service vs. discount commission models.
The gross commission is split into two parts: the listing fee, kept by the listing brokerage (your agent's office), and the co-operating fee, paid to the buyer's agent's brokerage. The split between these two is set in your listing agreement. Each brokerage then pays its individual agents according to their own internal commission arrangements. Use the calculator above with your specific gross and co-op rates to model the breakdown on your sale price.
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