What the next home really costs — from real local sold data, not a guess.
What does it actually cost to move up to a bigger home in the Tri-Cities?
Less than the sticker price of the next house, because you are selling into the same market you are buying in — what the move turns on is the difference between the two homes, not the price of the second one. This free 12-page guide sets out what each type of home has recently sold for in Coquitlam, Port Moody and Port Coquitlam, the full arithmetic from your sale price through to your new mortgage payment, and how to sequence the sale and the purchase.
12 pages · real Tri-Cities sold data · free, no obligation
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↓ Download the guide (PDF)Every figure is pulled from recent Tri-Cities MLS sold records when the guide is built, and each table prints its own sample size and date window.
Recent median sold prices for condos, townhouses and detached homes across all three cities — and the gap between them, which is the number your move actually turns on.
Sale price, mortgage payoff, real selling costs on the BC commission schedule, property transfer tax on the purchase, and what the new monthly payment looks like.
Mortgage insurance isn’t available at or above a $1,500,000 purchase price, so 20% down becomes the floor at every lender. How much room there is below that line, market by market.
What each route costs you in certainty and in risk — plus the third option most owners have never been told about, and when it is actually achievable.
Coquitlam, Port Moody and Port Coquitlam priced separately over a fixed twelve-month window, because the ladder is a different height in each one.
Recent days-on-market and sale-to-list figures for each property type, so you can sequence two deals against how this market is really moving.
This is written for owners, not browsers — people who already have a home and need both sides of the move to work.
The guide is general information about the Tri-Cities market, not personal financial or mortgage advice. Figures are drawn from recent MLS® sold records and change as the market does.
What is in the Tri-Cities Upsizing Guide?
Twelve pages: what condos, townhouses and detached homes actually sold for in Coquitlam, Port Moody and Port Coquitlam, the full arithmetic from your sale price through to your new mortgage payment, the mortgage-insurance rule that forces 20% down above $1.5 million, and how to sequence selling and buying.
Is the guide really free?
Yes. Give a first name and an email and the download appears immediately, with a copy emailed to you. There is no cost and no obligation, and you can unsubscribe from anything that follows in one click.
Do I need to sell before I can buy the next home?
Not necessarily, and it is the question most move-up moves turn on. Selling first tells you exactly what you can spend but risks losing the home you want; buying first secures the home but means carrying both until your sale completes. The guide walks through both routes and a third most owners are never told about.
Is the price gap between my home and the next one the cash I need?
No — and this is the most common misunderstanding in an upsizing move. The gap is a difference in price, not the money you have to bring to the table. Your equity, your mortgage payoff, selling costs and the down payment on the next home all sit between the two numbers, and the guide sets out how they relate.
Why does a $1.5 million purchase price change the down payment?
Mortgage default insurance is not available at a purchase price of $1,500,000 or more. Above that line 20% down becomes the floor at every lender regardless of income, so a home just over it can need far more cash than one just under. The guide covers how much room there is below that line in each Tri-Cities market.
Does the guide use real local sold data?
Yes. Every figure is pulled from recent Tri-Cities MLS sold records at the time the guide is built, and each table prints its own sample size and date window so you can see exactly what it is based on.
City-by-city walkthroughs of the same move, plus the tools most people reach for next.